At 1.5% Urbanr has the lowest credit card processing fee in the industry - period.
We’re a full 40% cheaper than our next best competitor (rates vary between 2.5% - 4%). Additionally the fee may be absorbed by either owner, renter, or split between the two, meaning payments are potentially free or 0.75%.
Consider a credit card with 2% cash-back. With the leading competitor you’re operating at a -0.5% deficit. With Urbanr you end up between +0.5% and + 2% ahead!
Urbanr works in collaboration with Citibank to secure your transactions at the highest level. Payment processing is PCI compliant running on the worlds largest network for merchant services.
Urbanr processes all client funds through a segregated commingled client account at JP Morgan Chase.
Once rent is paid it can take 3-5 business days for the owner to see the funds. Urbanr remits funds directly to the owner or property managers bank account.
Urbanr works in collaboration with Citibank, TransUnion Credit Bureau, and The Real Estate Board of New York. Our clients include some of the largest brokerage and most reputable management firms nationwide.
Urbanr accepts all Visa, MasterCard, and Discover credit and debit cards.
Urbanr lets you split payments on up to three different cards per transaction - credit or debit.
Urbanr is a powerful tool for improving your credit score when used properly. Before paying the entire transaction on one credit card (credit cards only, not debit) we recommend calling your bank or card issuer and checking the cards ‘credit limit’. You should never put more than 30% of this limit on your credit card as this will negatively impact your credit score.
No, Urbanr does not support partial payments. We only deliver the full rental amount to an owner, so until the full amount is paid you will continue to be subject to the relevant late fees and maybe in breach of your lease terms.
Only owners and authorized property managers may request a refund. If you are an owner or property manager requesting a refund for a resident please contact firstname.lastname@example.org or 800-495- 0242.
Once a refund has been approved a Landlord, it will take at least 3-5 days business days for the tenant to receive funds back to their account.
Urbanr was built for owners and property managers of any size and does not restrict usage at any capacity. For larger corporate on-boarding please contact us at email@example.com or 800-495- 0242.
You can contact firstname.lastname@example.org or 800-495- 0242. Our business hours Monday through Friday are 9:00 am to 5:00 pm EST.
Urbanr is an online community of owners, renters, and brokers seeking convenience, speed, and improved financial outcomes. We offer credit card rent payments at the lowest fees in the United States - period.
Founded in 2015, Urbanr.com began as an online marketplace for NYC apartment rentals offering free listings, online applications with full TransUnion credit reports, and credit/debit card rent payments backed by Citibank.
While the marketplace is available in NYC only, we decided to offer our credit and debit card rent payments nationwide. We sincerely hope you find the offering as beneficial as we have. We intend to extend the marketplace to additional US cities in the near future!
Our offices are located in Lower Manhattan New York, NY, 10013.
There are no membership fees of any kind.
The processing fees on the Urbanr platform are 1.5% on credit and debit card payments. This fee can be fully absorbed by either the renter (renter pays the 1.5%, and the owner pays 0%), the owner (owner pays the 1.5%, and the renter pays 0%), or split evenly among the two parties (owner pays 0.75% and the renter pays 0.75%). The owner ultimately decides how to manage this fee.
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Urbanr collects rent in full monthly amounts starting after both parties have signed up.
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Renter pays 1.5%
and the owner pays 0%
Both parties split the fee
0.75% and 0.75%
Owner pays 1.5%
and the renter pays 0%